Aspiration Spend, Save, Invest

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Invest in the Planet: Earn up to 3.00% APY while fighting climate change!**

Description

SPEND & SAVE ACCOUNT

• Sign up for Aspiration to start spending, saving, and investing with a conscience.

• Fund the planting of a tree with every purchase you make*

• Feel good knowing your deposits will not fund fossil fuel exploration or production***

• Unlimited withdrawals at over 55,000+ Allpoint ATMs

• Earn up to 3.00% APY with the Save account. Terms & Conditions apply.**

• Get paid up to 2 days early****

• No credit check required

DISCLAIMERS

The Aspiration Spend & Save Account are cash management accounts offered through Aspiration Financial LLC (“AFLLC”), a registered broker-dealer and Member FINRA (https://www.finra.org) / SIPC (https://www.sipc.org/). An affiliate, Aspiration Fund Adviser, LLC (“AFA”) is an SEC registered investment adviser. Aspiration is not a bank.

Aspiration Debit Cards are issued by Coastal Community Bank (“CCB”), Member FDIC, pursuant to a license by Mastercard® International Incorporated (“MCI”). Aspiration and its subsidiaries are unaffiliated with CCB and MCI.

* When opting into Aspiration's Plant Your Change Service, we round up Aspiration Debit Card transactions to the next whole dollar amount and transfer the excess to your Plant Your Change Service Account. For details, visit our Plant Your Change FAQ (www.aspiration.com/plant-your-change-FAQ).

**The Aspiration Save Account’s up to 3.00% Annual Percentage Yield (APY) is variable, subject to change, and only available after certain conditions are met. To earn 1.00% APY (3.00% APY if customer is enrolled in Aspiration Plus) interest on Aspiration Save Account balances up to and including $10,000.00 in any calendar month, customer must have settled debit card transactions of $500.00 or more, monthly, on their Aspiration debit card. Additional terms apply. Visit our Terms (www.aspiration.com/spendandsavedisclosure) & APY FAQ (www.aspiration.com/APY-FAQ) for details.

***Aspiration’s Program Banks (www.aspiration.com/program-banks) have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining.

**** Aspiration’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy (www.aspiration.com/funds-availability-policy) of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Aspiration generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Visit aspiration.com/policies for additional terms and conditions of services.

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